The Personal Property Securities Act 2009, which commenced at the beginning of 2012, change the way in which interests in personal property were dealt with, including the fixed and floating charge. Many business have found that interacting with the new regime is complex and have sought our skills and expertise.

Our mortgage documents grant an interest in all personal property and further, provide for charges over specific personal property. We act to ensure our clients' security interests are properly perfected and registered under the regime.

We have also helped lenders understand the changes to the regime and implemented to changes in practice to accommodate the Personal Property Securities Act.